Children

Kari Coultis' Testimony Before the Children and Seniors Committee

Posted on: March 19th, 2018
Kari Coultis appeared before the Children and Seniors Committee in Topeka, Kansas to share her family's experiences with the Kansas' restraint and seclusion laws. Her testimony also addressed changes that need to be made to the Kansas State Department of Education's reinterpretation of such laws....

The Many Needs for Life Insurance in Our Lives

Posted on: November 26th, 2013
The main reasons most people have life insurance are to pay final expenses (medical, funeral, burial, etc.), replace an income stream and/or create wealth for our dependents after we die. Life insurance can also play an important role in business, estate planning and charitable giving....

Should You Disinherit a Child?

Posted on: November 12th, 2013
Most parents choose to leave their estates equally to their children. But sometimes, parents intentionally choose to not leave anything to a child. There may be what the parents consider to be a legitimate reason: one child has been more financially successful than the others; not wanting a special needs child to lose government benefits; or not wanting to leave an inheritance to an irresponsible or drug-dependent child. Sometimes a parent wants to disinherit a child who is estranged from the family, or to use disinheritance as a way to get even and have the last word....
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